Budgeting & Spending

401(k) Fees: Get to Know What You Pay and Reduce the Expense

Many of us are oblivious to the fees, but almost everyone with a 401(k) pays them. Get 7 ideas for reducing costs to greatly increase wealth.

Is a Tiny House the Big Solution for Your Retirement Plan?

Six reasons tiny homes are increasingly popular for retirement and how to see if it is a good option for you.

7 Ways to Boost Savings, Retire Early

Saving for retirement sometimes takes a bit of creativity. This is especially true if you’ve spent some time with a devil-may-care attitude and are just now get…

Is it Time to Sell Your Home? Will it Help You Get the Retirement You Want?

Your home is an important part of your retirement lifestyle and finances. With housing prices at record highs, is it time to sell?

Charitable Giving in Retirement: 4 Questions to Ask

For many of us, the desire to engage in charitable giving — giving  to our family, communities or world — only grows as we age. And there may be good reason tha…

Hotels, Cruises and Communes! Unexpected Ways to Afford a Little Help as You Age

Updated May 2025

Podcast: Paula Pant — You can Afford Anything but not Everything

Episode 54 of the Boldin podcast is an interview with Paula Pant, the Founder of Afford Anything, a personal finance site, and host of the Afford Anything Podca…

24 of the Best Ways to Spend Your Stimulus Check

Depending on your income (not your assets), you may be receiving a stimulus check of somewhere between $1,400 and $2,800. How are people putting this money to u…

How to Make Money in Retirement: 14 Real and Really Easy Ways to Boost Income

Regardless of where you are in life, it’s always nice to make some extra money.  And that is especially true in retirement. But, how to make money in retirement…

Home-Sharing: The Golden Age of Golden Girl-Style Retirement Living for Baby Boomers

It has been nearly 30 years since the hit television sitcom starred in living rooms across the nation. However, we may be just reaching the golden age of the Go…

Focus on How Much Will You Spend in Retirement

You may be worried that you have not saved enough for retirement. And the first piece of advice from most financial experts is to tell you to save more! However…

Should I Buy a New Car or Save for Retirement?

Are you thinking about buying a car? Will you need to buy a car at some point when you are retired? Cars can be a big purchase, and you should think carefully a…

Your Guide to a Foolproof Retirement Budget

The Scottish poet Robert Burns famously said, “The best-laid plans of mice and men often go awry.” That’s true about almost everything that you undertake in lif…

Pennies Add Up: Saving for Retirement in Little Ways

Using tools like your employer’s 401(k) or automatically taking money out of your paycheck are tried-and-true methods for successful retirement planning. But if…

The Biggest Expenses in Retirement

When planning for retirement, it’s important to save enough money to cover the essentials. While a financial planner may discuss earmarking funds to pay for dai…

Retirement is All About Spending, And Experts Say You Aren’t Spending Enough

If you are nearing or are already in retirement, you are about to change from being an earner and a saver to being a spender. You spent a lifetime amassing savi…

Wealth Inequality: We Are All Affected, But Black Households in Particular

Help for Seniors with Low Income: Government Benefits and More!

Need a helping hand? Find help for seniors with low income The Big Takeaways… A significant amount of qualifying seniors don’t participate in low income benefit…

Charitable Giving in Retirement: 4 Questions to Ask

The Retirement Switcheroo: 6 Tips to Flip Your Mindset from Saving to Efficient Spending!

Retirement is a big deal and a huge life change. You have a whole new lifestyle and need a very different way of thinking about your money. In fact, your financ…

Podcast: Jesse Mecham – Budgeting as a Life Altering Experience

Episode 19 of the Boldin podcast is an interview with Jesse Mecham — the founder of You Need a Budget, a CrossFit/PowerLifter and generally strong guy. We discu…

Ways to Increase your Wealth (Make Money Today!)

Disclosure: Some links on this site, may be affiliate links. If you click on one of these links and buy from the affiliated company, then we receive some small…

5 Easy Ways To Save More Than $5,000 (This Year!)

Review These Tried and True Ways to Save Money: In this article, we present five ways for you to save money. 1. Keep Track Of Your Accounts One of the easiest w…

3 Easy Ways to Achieve Your 2018 Financial Resolutions: It’s Not Too Late!

According to a report by NerdWallet, in 2018 84% of people made financial resolutions.  If you are among these planners, but haven’t quite achieved your goals,…